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It happens maybe once or twice a month. A call comes into our office with someone wanting to speak to an adviser. They’re not an existing client, nor are they known to us, but they want to talk about investing. It’s always something specific, maybe real estate or gold. The reason it’s always something specific […]

Ever met an intelligent person who could make a mess of various simple tasks? Maybe someone who was incredibly smart, but equally incredibly gullible? It shouldn’t be a surprise, it’s natural that intelligence, awareness or knowledge in one area doesn’t automatically translate to another. The reality is we all have a circle of competence for various parts of […]

If you’ve ever wondered about the impact psychology can have in real estate or financial markets, look no further than Toronto in Canada. Between March 2016 and March 2017, the greater Toronto area turned into Canada’s hottest real estate market, with prices soaring 33% in a year from $688,000 to $916,567 for a free standing home, […]

Read any good stock tips on the internet lately? If you listen to our advice, hopefully not! We’ve long pointed out the dangers of buying individual companies because of a lack of diversification and heightened risk, among other reasons. Now there’s another confirmed danger for anyone getting stock tips from internet sites and online newsletters […]

Last night’s budget was notable for its lack of major superannuation meddling for once. So, in the absence of any truly significant changes, we’ve pulled out the key points for you to consider. Pensioners Older Australians who lost their pensioner concession card by the pension assets test change introduced this year – you will be […]