Blog

Certainty. We all deserve it, don’t we? Especially as we get older, the expectation we can rely on the same things to keep working and providing for us over decades of retirement. We may think we deserve certainty, but life’s not like that. As Labor’s recently announced changes (and quick revisions) to franking credits showed, […]

Franking Credit Folly

March 23, 2018

Labor’s proposed change to franking credit refunds on dividends has provoked quite a debate in a short space of time. For a quick primer, under the imputation system, companies who pay franked dividends to shareholders can pass on a tax credit for company tax already paid. When shareholders receive the franking credits, they can be […]

Recently the New York Times profiled a man named Erik Hagerman. A former corporate executive, Mr Hagerman is an average man who lives alone in rural United States. So why was the New York Times so interested in him? Turns out he’s deliberately ignored the news since 8 November 2016 – the day Donald Trump […]

FYG have always tried hard to drive costs down for investors. We do this in two ways. Ensuring low cost investment management and a process that lowers tax drag. Secondly, ensuring low cost administration costs. FYG Planners Managing Director, Peter Mancell explains how we drive down costs for investors. 

We’ve regularly written about the dangers of real estate spruikers because we’ve seen the damage they can do. Fees are built into the sale price meaning the buyer is significantly underwater from day one. The property is usually in a poor area, so capital growth hasn’t occurred. A few years into being a real estate […]