How To Find A Financial Adviser
Financial advice or financial planning is a broad discipline and there is a significant amount of conflicting advice out there on how to choose the right financial adviser. If you entered “find a financial adviser” or “find a financial planner” into Google you’d be pointed towards multiple financial advisory networks and a bunch of media articles pontificating on how to find a financial adviser or what to look for.
Most have elements of what you need to look for in a financial adviser, but some also come with wholly wrong advice, likely to be swallowed by those who aren’t sure what to look for.
Take the start of this article written as advertising content by Industry Superfunds:
“One of the most valuable times to talk to a financial planner is when you’re approaching retirement…”
Unfortunately this is when many people first decide to talk to a financial planner… and then they find out they’re not prepared for the retirement they’re approaching. So the most valuable time to talk to a financial planner is at least 20 years before retirement so you can put strategies in place to ensure you will be better able to achieve the sort of retirement you want.
Holistic financial advice will incorporate investment planning, asset structuring, income tax planning, retirement planning, superannuation, insurance planning, employee benefits and estate planning along with estate planning and Centrelink advice.
Why FYG Planners?
It’s important to remember financial planning is about a relationship. Your financial adviser needs to understand you and your situation before they are able to help you – if they show no inclination in understanding you, it’s best to look elsewhere. At FYG Planners our advisers are client first and operate on a fiduciary basis – some have even gone through a rigorous certification process by CEFEX to underline their credentials.
Finally, FYG Planners is an privately owned AFSL, the video below explains why this is important and why advisers who operate under our AFSL can offer a financial planning experience that puts your needs first. This is in contrast to major banks and institutions, where the advisers see their clients as sales targets.
If you want to find an FYG financial adviser near you, all of our advisers can be found here.
If there aren’t any FYG advisers near you, please keep in mind many of our advisers, in addition to their local clients, already have clients across Australia. Skype and screen sharing have flattened the barriers to remote financial planning.